Insurance Coverage

Representing Clients in Complex Litigation Matters

Insurance Coverage

Biller, Sachs & Robert handles all types of complex insurance litigation matters. In addition to handling property insurance coverage disputes for residential and commercial property owners, our attorneys have represented numerous clients in connection with agent errors and omission claims, aviation claims, life, and disability claims, construction disputes, and third-party liability claims.

 

Our firm has represented homeowners, business owners, and municipalities in connection with fires, explosions, hurricanes, tropical storms, tornadoes, hail storms, collapses, and other catastrophic events. We often represent insureds at the beginning of their claim and because of our extensive knowledge and relationships in the insurance industry, we are able to obtain excellent results for our clients and avoid unnecessary disputes and controversies.

 

However, as a litigation firm, when our clients have been treated wrongly, we will aggressively represent their interests in court. We have successfully procured payment from many insurance carriers on claims which had been previously denied or underpaid. These damage claims have ranged from tens of thousands of dollars to multiple millions of dollars.

 

The attorneys at Biller, Sachs, & Robert represent policyholders in all cities and counties in the State of Connecticut. Attorney Biller is also admitted in New York, and with our affiliations in New Jersey and Florida, we are able to give our clients representation in those locations as well. The firm has also practiced internationally, including pro bono representation in connection with the September 11th Victim’s Compensation Fund, as well as representation before the International Commission on Holocaust Era Insurance Claims (ICHEIC).

 

If you have a significant insurance related matter please contact us using the form below.

If you suffered significant property damage to your home or business, our firm represents only policyholders such as yourself. We have recovered millions of dollars on behalf of policyholders against their own insurance companies and against negligent parties responsible for their damages.

If you were injured in a car accident, you would want to have an attorney help you recover from your injuries. Your home or your business may be your most valuable asset. If your home or your business suffers damage and the cost to repair or place the damaged property is more than $50,000, you may have a significant property damage claim and you should have a professional assist you.

Reservation of Rights letters are generally issued to allow an insurance company to investigate your claim without having to accept the responsibility to pay you until their investigation has been completed. A Reservation of Rights letter may signal an issue with coverage, which should be reviewed by an insurance coverage attorney such as the ones at Biller, Sachs & Robert.

If you receive a denial letter and you do not agree with the denial or do not understand the basis of the denial, you should contact our office to review the facts of the claim and the insurance company’s position. We can assist you in reviewing the loss and the insurance company’s reasoning for the denial. Denial letters also state the timeframe by which you must sue. It is important to remember that if your claim has been denied, you must file a lawsuit within the time set forth in your policy or your rights will be lost. We recommend you reach out to us for assistance if you disagree with the denial or need assistance requesting the insurance company reevaluate its position as soon as possible.

Each state regulates its insurance companies differently. In Connecticut, the timeframe to sue your insurance company used to be as little as one year. As a result of the efforts of a number of individuals, including the attorneys at Biller, Sachs & Robert, the Connecticut legislature has extended the timeframe to sue in most property claims to two years from the date of loss.

An Examination under Oath is permitted under most insurance policies and allows an attorney to question you concerning a wide variety of topics. Representation by an experienced insurance attorney is always recommended if an Examination under Oath has been requested.

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