Public Insurance Adjusting

Why You Need A Public Insurance Adjuster

Documenting and navigating a catastrophic property loss with an insurance company is time-consuming and burdensome to even the most sophisticated insured. It is hard for you, the insured, to know whether you are getting all that is owed under your insurance policy. Your policy may actually give you extended coverages beyond the stated dollar limits on the policy and you may be entitled to more coverage than the insurer offers you.

 

An experienced claim advocate on your side can be a strong voice for you in the process and give you much more input and negotiating leverage on your final insurance settlement than you’d have on your own. Instead of relying on the insurance company to decide how much you get to rebuild your home or business, hiring a good public adjuster can help you receive the best possible settlement.

 

Attorney Biller has held his public insurance adjuster license since he was 18 and has represented policyholders through his law firm for over 35 years. He is in a very select category of being a policyholder attorney who is also a licensed public insurance adjuster.

There are two categories of adjusters: those hired by or employed by an insurance company and those hired by policyholders.

Company adjusters are employed by your insurance company. There are also "independent adjusters" who work only for insurance companies and not policyholders

Then there are public insurance adjusters who can legally work only for policyholders. A public insurance adjuster works as the insured policyholder’s advocate to prepare, document and submit a property claim to the insurance company. A public insurance adjuster will negotiate and settle your claim.

Only a licensed public insurance adjuster or an attorney admitted to practice in your state can negotiate and settle a property insurance claim on behalf of an insurer. A contractor, remediation company or anyone else who is not an attorney is not legally allowed to act as a public insurance adjuster.

Think about this: If you were injured due to the fault of another, you would not hesitate to hire an attorney to protect your rights. In comparison, your home or your business may be your most valuable asset. If it were damaged you need a professional who works for you and not for your insurance company. A licensed public insurance adjuster or an attorney experienced in claim handling can:

  • interpret your policy;
  • advise you concerning your coverage;
  • assist in having your damages documented and calculated; and
  • help assure you are obtaining the maximum benefits due you under your insurance policy.

Most public insurance adjusters are not attorneys and very few attorneys hold a public insurance adjuster license. Attorney Biller has held his public insurance adjuster license since he was 1978 and has represented policyholders through his law firm for over 35 years. He is in a very select category of being a policyholder attorney who is also a licensed public insurance adjuster.

At Biller, Sachs & Robert we have represented only policyholders for 35 years. Many public insurance adjusters, insurance agents, contractors, remediation companies, and other insurance professionals recommend their clients to Attorney Biller and his team when they encounter a problem or difficulty with an insurance company. The attorneys at Biller, Sachs & Robert know insurance policies and they know how to resolve insurance claims. When our firm is retained early in your claim, you won't need a separate public insurance adjuster or a contractor who is not legally allowed to negotiate for you. With our experience, your claim will be timely submitted, policy conditions complied with, and settlements maximized. It is our knowledge, experience, and reputation which can allow us to resolve your insurance claim informally and quickly. When you hire us you get the benefit of a public insurance adjuster with the knowledge of an attorney.

At Biller, Sachs & Robert many of the state's finest insurance adjusters and agents use our office for consultation, advice, and to help their own clients. We frequently work together with many of Connecticut’s top public insurance adjusters.

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