Biller's Blog on Insurance

Connecticut Supreme Court Grants Plaintiff’s Application for Appraisal

Attorneys Jon D. Biller and Brianna Robert successfully argued for another policyholder whose demand for appraisal of its property damage loss was refused by the insurance company. The insurance company claimed that it did not have to proceed to appraisal because it had raised coverage issues which it claimed had to be adjudicated first. Judge …

Connecticut Supreme Court Grants Plaintiff’s Application for Appraisal Read More »

When to Contact a Lawyer About Your Property Loss Claim

There may come a time when a property you own or rent suffers a loss that requires you to make a claim to your property insurance company. Typically, insureds reach out first to their insurance company and expect help from the company. This is unfortunately not always the best case scenario and there are times …

When to Contact a Lawyer About Your Property Loss Claim Read More »

Pandemic Business Insurance

A major insurance concern for business owners has been brought to the surface by the pandemic facing our country. Many small business owners are receiving little to no help from their business insurance carriers despite being severely impacted by shutdowns and lockdowns, which have caused significant and overwhelming business losses. There is potential future help …

Pandemic Business Insurance Read More »

Should Depreciation Be Applied to Labor When Adjusting Property Insurance Claims?

Co-authored by: Cileena Y. Terra In almost every property insurance policy the insurance company is entitled to deduct depreciation. There has been a lot of discussion recently concerning whether depreciation should be applied to labor. This article will focus on whether labor costs should be depreciated when adjusting property insurance claims. Every property damage loss …

Should Depreciation Be Applied to Labor When Adjusting Property Insurance Claims? Read More »

Liability Resulting from Text Messaging

Recently, the California Supreme Court accepted a certified question from the Ninth Circuit concerning insurance coverage for claims arising under the Telephone Consumer Protection Act (TCPA). The Court will determine whether, under California law, a commercial liability policy that covers personal injury includes coverage for claims that an insured violated TCPA by sending unsolicited text …

Liability Resulting from Text Messaging Read More »

Contract Requirements for Remediation and Mitigation Connecticut General Statute 38a-313a

Pursuant to C.G.S. § 38a-313a, any person who contracts to perform repairs, remediation or mitigation work on a home under a personal or commercial risk policy must follow specific guidelines in order to protect the rights of insureds. This statute, which dictates what the contract with the insured should contain, is strictly enforced.   Connecticut …

Contract Requirements for Remediation and Mitigation Connecticut General Statute 38a-313a Read More »

Scroll to Top