Pandemic Business Insurance
A major insurance concern for business owners has been brought to the surface by the pandemic facing our country. Many small business owners are receiving little to no help from their business insurance carriers despite being severely impacted by shutdowns and lockdowns, which have caused significant and overwhelming business losses. There is potential future help […]
Should Depreciation Be Applied to Labor When Adjusting Property Insurance Claims?
Co-authored by: Cileena Y. Terra In almost every property insurance policy the insurance company is entitled to deduct depreciation. There has been a lot of discussion recently concerning whether depreciation should be applied to labor. This article will focus on whether labor costs should be depreciated when adjusting property insurance claims. Every property damage loss […]
Liability Resulting from Text Messaging
Recently, the California Supreme Court accepted a certified question from the Ninth Circuit concerning insurance coverage for claims arising under the Telephone Consumer Protection Act (TCPA). The Court will determine whether, under California law, a commercial liability policy that covers personal injury includes coverage for claims that an insured violated TCPA by sending unsolicited text […]
Contract Requirements for Remediation and Mitigation Connecticut General Statute 38a-313a
Pursuant to C.G.S. § 38a-313a, any person who contracts to perform repairs, remediation or mitigation work on a home under a personal or commercial risk policy must follow specific guidelines in order to protect the rights of insureds. This statute, which dictates what the contract with the insured should contain, is strictly enforced. Connecticut […]
Appraisal Award Vacated Due to its Untimely Rendering
Attorneys Jon Biller and Michael LeMoult of Biller, Sachs, Zito & LeMoult, successfully argued for another Connecticut policyholder. Recently, Attorneys Jon Biller and Michael LeMoult were successful in overturning an unsatisfactory appraisal award because that the award was not timely rendered. Pursuant to Connecticut General Statute § 52-416(a), an appraisal award must be rendered within […]
Summary Judgment Granted for Property Damage Caused by the Leakage of Water
Attorneys Jon Biller and Michael LeMoult successfully argued for another Connecticut policyholder, who suffered property damage, which had been denied by his insurer. A transcript of Hon. Jeffrey A. Meyer’s decision to grant partial summary judgement in favor of the Connecticut policyholder can be read here. Recently, Attorneys Biller and LeMoult secured partial summary judgment […]