Biller, Sachs & Robert

Attorneys Jon D. Biller and Brianna Robert successfully argued for another policyholder whose demand for appraisal of its property damage loss was refused by the insurance company. The insurance company claimed that it did not have to proceed to appraisal because it had raised coverage issues which it claimed had to be adjudicated first. Judge …

Connecticut Supreme Court Grants Plaintiff’s Application for Appraisal Read More »

The outbreak of the coronavirus (COVID-19) has stopped or stalled thousands of American business in its wake. The economic results of the pandemic are only starting to be realized, and the National State of Emergency and related shuttering of many businesses will only add fuel to this fire. As a result, many businesses are looking …

Is There Business Interruption Coverage For Damages Caused By The Corona Virus (COVID-19)? Read More »

Xactimate is a program created by Xactware and it used by insurance companies to estimate property damage claims that many believe are biased against the insureds in favor of the insurance company. Today 22 of the top 25 property insurance companies in the U.S. use Xactware property insurance claims tools. Xactware is a subsidiary of …

Xactimate, who owns it and who are you actually dealing with when the insurance company relies on an Xactimate estimate? Read More »

When an excluded loss ends and when a covered “resulting loss” begins was the subject of a recent decision in, EMS USA, Inc. v. Travelers Lloyds Ins. Co., 54509 (S.D. Tex. Feb. 28, 2018). This case involved a builder’s risk policy that covered a natural gas pipeline construction job in Texas. The insured, pipeline contractor, …

When Does an Excluded Loss End and a Covered “Resulting Loss” Begin Read More »

There are serious consequences when a homeowner or insured fails to provide prompt notice which prejudices an insurance company. An insurer may deny your claim for failure to give prompt notice of a loss which hinders their ability to determine the extent of the damage. In De La Rosa v. Florida Peninsula Ins. Co., 246 …

Another Reason an Insurer May Deny Your Claim Read More »