Biller’s Blog on Insurance

Co-authored by: Jon Biller Connecticut has clarified how public adjuster fees are calculated and when they can be collected. The General Assembly’s 2025 update to C.G.S. § 38a-726 (effective October 1, 2025) fixes an alleged ambiguity in subsection (b) that fueled avoidable disputes between policyholders, public adjusters, and insurers. Our office worked alongside industry professionals, […]

A recent Connecticut Superior Court ruling in Roosevelt v. State Farm Fire and Casualty Company marks an important development for insurance policyholders pursuing claims of unfair practices and bad faith. The plaintiffs, represented by Biller, Sachs & Robert, alleged that State Farm mishandled a first-party property damage claim. The insurer filed a Motion to Strike,

While homeowners should obtain their own insurance policies for their homes, there are occasions where mortgage companies for homeowners secure insurance policies on properties on which they hold mortgages. The policies obtained by mortgage companies are commonly referred to as force-placed insurance or lender-placed insurance. In Thomas Barry and Rising Star Roofing, LLC as assignee

Co-authored by: Jon Biller & Brianna Robert In a victory for Liberty Automotive, Inc. d/b/a Liberty Mazda of Hartford, our Associate Attorney Niki Abossedgh successfully argued for treble damages under Connecticut General Statutes § 52-564, following a hearing in damages before Judge Robert B. Shapiro in the Connecticut Superior Court, JD of Hartford in Liberty

Co-authored by: Brianna Robert, Niki Abossedgh & Luc Shay Biller, Sachs & Robert secured another important victory for homeowners this past October after a Connecticut Superior Court ordered an insurer to participate in an appraisal proceeding to determine the amount of loss suffered by two homeowners following a windstorm.[1] The homeowners turned to the Biller

Co-authored by: Brianna Robert & Luc Shay Attorneys Jon Biller and Brianna Robert successfully argued, on behalf of another plaintiff-property owner, a Motion in Limine before the Connecticut Superior Court, J.D. of Hartford. See Kallmeyer v. Kleen Energy Sys., No. X07-CV-12-5036401-S, 2023 WL 9054174 (Conn. Super. Ct. Dec. 28, 2023). In December of 2023, Superior

Co-authored by: Brianna Robert & Niki Abossedgh In April 2023, Judge Barbara Jongbloed of the Connecticut Superior Court for the Judicial District of New Haven denied summary judgment to a public utility provider after Biller, Sachs & Robert successfully argued that electricity was a product under the Connecticut Product Liability Act in Clemmons v. Connecticut

Co-authored by: Elizabeth Anderson Nearly all insurance policies contain a provision that bars policyholder’s ability to sue their insurer once the contractual clock limitation period has expired. Courts have long grappled with what triggers these limitation periods and the enforceability of such clauses. This article explores and reconciles three different court decisions on this issue

Co-authored by: Luc Shay In September of 2022, in the United States District Court for the District of Connecticut, Judge Victor A. Bolden allowed an insured, represented by Biller, Sachs & Robert, to sue her insurer for negligence after the insurer denied coverage for a property damage claim. Rose v. United Prop. & Cas. Ins.

When two parties in a property insurance appraisal are unable to reach an agreement on the amount of loss, each party selects “a competent, disinterested, and impartial appraiser, who has no direct or indirect financial interest in the claim.” 51 Roses Mill LLC as Assignee of Bridge33 Capital v. American Guarantee & Liability Ins. Co.,