Biller’s Blog on Insurance

Co-authored by: Luc Shay In September of 2022, in the United States District Court for the District of Connecticut, Judge Victor A. Bolden allowed an insured, represented by Biller, Sachs & Robert, to sue her insurer for negligence after the insurer denied coverage for a property damage claim. Rose v. United Prop. & Cas. Ins. […]

When two parties in a property insurance appraisal are unable to reach an agreement on the amount of loss, each party selects “a competent, disinterested, and impartial appraiser, who has no direct or indirect financial interest in the claim.” 51 Roses Mill LLC as Assignee of Bridge33 Capital v. American Guarantee & Liability Ins. Co.,

Attorney Brianna K. Robert and Attorney Jon D. Biller obtained a favorable decision for Connecticut policyholders against Liberty Mutual Insurance for its interference in the appraisal process. This decision is significant in that it makes clear insurers cannot interfere with the appraisal process. In Connecticut, when insurance companies issue policies and guidelines for the appraisal

Attorneys Jon Biller and Brianna Kastukevich Robert successfully defeated an insurer’s refusal to honor a post-lost assignment of a property insurance claim. Insurers’ “Anti-Assignment” Clauses are designed to control the rights of policyholders’ insurance proceeds arising out of a loss. A transcript of the Honorable Kari A. Dooley’s decision to grant partial summary judgment in

There may come a time when a property you own or rent suffers a loss that requires you to make a claim to your property insurance company. Typically, insureds reach out first to their insurance company and expect help from the company. This is unfortunately not always the best case scenario and there are times

A major insurance concern for business owners has been brought to the surface by the pandemic facing our country. Many small business owners are receiving little to no help from their business insurance carriers despite being severely impacted by shutdowns and lockdowns, which have caused significant and overwhelming business losses. There is potential future help

Co-authored by: Cileena Y. Terra In almost every property insurance policy the insurance company is entitled to deduct depreciation. There has been a lot of discussion recently concerning whether depreciation should be applied to labor. This article will focus on whether labor costs should be depreciated when adjusting property insurance claims. Every property damage loss

Recently, the California Supreme Court accepted a certified question from the Ninth Circuit concerning insurance coverage for claims arising under the Telephone Consumer Protection Act (TCPA). The Court will determine whether, under California law, a commercial liability policy that covers personal injury includes coverage for claims that an insured violated TCPA by sending unsolicited text

Pursuant to C.G.S. § 38a-313a, any person who contracts to perform repairs, remediation or mitigation work on a home under a personal or commercial risk policy must follow specific guidelines in order to protect the rights of insureds. This statute, which dictates what the contract with the insured should contain, is strictly enforced.   Connecticut

Attorneys Jon Biller and Michael LeMoult of Biller, Sachs, Zito & LeMoult, successfully argued for another Connecticut policyholder. Recently, Attorneys Jon Biller and Michael LeMoult were successful in overturning an unsatisfactory appraisal award because that the award was not timely rendered. Pursuant to Connecticut General Statute § 52-416(a), an appraisal award must be rendered within