What is the difference between replacement cost value and actual cost value? It is important to know whether your insurance policy will value your damages, to both the structure and your personal property, on a replacement cost value or an actual cost value basis. These values establish the amount you may recover after a loss. […]
Knowing Your Property Insurance Policy, Part 2 Read More »
The Declarations Page Your property insurance policy is likely lengthy and encompasses numerous pages of language that may appear daunting to read. It is important to review these pages, even if they may appear irrelevant, to be certain you understand what you have coverage for in the event you need it. The Declarations Page of
Knowing Your Property Insurance Policy, Part 1 Read More »
The winter is upon us here in Connecticut. Has your home or business suffered property damage due to the weather conditions? Snow, ice or a combination of the two may have caused damage to your property. If so, you must act promptly and responsibly if you hope to file a claim with your property insurance
Has Your Home Suffered Damage This Winter? Read More »
Now is the time to review your property insurance policy and coverage limits. When reviewing your policy, make sure you have enough coverage to adequately cover your property. If you have made significant improvements to your home or business, you want to make sure those improvements are covered by your policy, as renovations usually increase
Winter Is Here: Time to Review Your Insurance Policy Read More »
In a federal lawsuit against an insurance company, the insured commercial business, represented by Attorney Jon Biller and Attorney Brianna Spinnato, filed a complaint alleging violations of Connecticut Unfair Trade Practices Act (CUTPA) and the Connecticut Unfair Insurance Practices Act (CUIPA). In order to appropriately plead these allegations, the insured must allege the insurance company
Thurston Foods, Inc. v. Wausau Business Ins. Co., No. 3:15CV14 (WWE), 2015 WL 6551787 (D. Conn. Oct. 29, 2015) Judge Egington In this decision, Judge Egington of the United States District Court denied Wausau Business Insurance Company’s (a wholly owned subsidiary of Liberty Mutual Insurance) motion to dismiss. Biller, Sachs, Zito & LeMoult alleged that
Williams v. Safeco Ins. Co. of Am., No. FSTCV126016414S, 2015 WL 7421784 (Conn. Super. Ct. Oct. 28, 2015). Judge Charles T. Lee In this bad faith and unfair insurance practices case against Safeco Insurance, a Liberty Mutual member company, Biller, Sachs, Zito & LeMoult obtained a decision on a motion in limine that established three
Biller, Sachs, Zito & LeMoult Sets Legal Precedent Involving Unfair Insurance Practices Read More »
Mercedes Zee Corp., LLC v. Seneca Ins. Co., 151 F. Supp. 3d 255 (D. Conn. 2015). Judge Jeffrey Alker Meyer In this case, Biller, Sachs, Zito & LeMoult successfully recovered insurance proceeds for its client, whose claim had been previously denied. The case resolved before trial, and in ruling on the parties’ cross motions for
Biller, Sachs, Zito & LeMoult Sets Legal Precedent Involving Theft and Vandalism Claims Read More »
Housatonic Wire Co. v. Jerry Grozik, CV 11-6006938S 2013 WL 2383600 (Conn. Sup. Ct. May 14, 2013) Judge Matasavage This case involved a dispute over the value of real property that was destroyed in a fire caused by the negligence of the defendant. Biller, Sachs, Zito & LeMoult successfully argued that the fire on the
Biller, Sachs, Zito & LeMoult Obtains Million Dollar Environmental Damage Verdict Read More »