Protective Safeguard Endorsements – Watch out and Beware!
Protective Safeguard Endorsements are increasingly common in commercial property insurance policies. They are being used as a basis to deny otherwise valid claims. Our office recently resolved a federal court case in Connecticut which underscores the importance of why policyholders must fully understand these endorsements, act quickly after a loss, and retain independent cause and […]
When Insurers Refuse to Act: Lessons from Maxus Metropolitan, LLC v. Travelers and the $27 Million Bad Faith Verdict
Co-authored by: Lauren Hamilton Insurance carriers are required to investigate claims promptly, communicate honestly, and take clear coverage positions. When they fail to do so, insureds are often left in an impossible position and forced to protect their property while their insurer delays or refuses to act. A recent federal appellate decision underscores just how […]
Connecticut Clarifies Public Adjuster Fees in C.G.S. § 38a-726 Updated and Effective October 1, 2025
Co-authored by: Jon Biller Connecticut has clarified how public adjuster fees are calculated and when they can be collected. The General Assembly’s 2025 update to C.G.S. § 38a-726 (effective October 1, 2025) fixes an alleged ambiguity in subsection (b) that fueled avoidable disputes between policyholders, public adjusters, and insurers. Our office worked alongside industry professionals, […]
Court Upholds Key Allegations in Policyholder’s Lawsuit Against State Farm
A recent Connecticut Superior Court ruling in Roosevelt v. State Farm Fire and Casualty Company marks an important development for insurance policyholders pursuing claims of unfair practices and bad faith. The plaintiffs, represented by Biller, Sachs & Robert, alleged that State Farm mishandled a first-party property damage claim. The insurer filed a Motion to Strike, […]
Biller Sachs & Robert Successful in Defending Motion to Dismiss Related to a Force Placed Insurance Policy
While homeowners should obtain their own insurance policies for their homes, there are occasions where mortgage companies for homeowners secure insurance policies on properties on which they hold mortgages. The policies obtained by mortgage companies are commonly referred to as force-placed insurance or lender-placed insurance. In Thomas Barry and Rising Star Roofing, LLC as assignee […]
Biller Sachs & Robert Secures Courtroom Win and Treble Damages in Auto Theft Case
Co-authored by: Jon Biller & Brianna Robert In a victory for Liberty Automotive, Inc. d/b/a Liberty Mazda of Hartford, our Associate Attorney Niki Abossedgh successfully argued for treble damages under Connecticut General Statutes § 52-564, following a hearing in damages before Judge Robert B. Shapiro in the Connecticut Superior Court, JD of Hartford in Liberty […]